$369,900
 $1,930 est/mo Sourced by Back At You

3020 Silver Creek Mountain Road,Morganton, NC 28655

Morganton, NC 28655

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Description

Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility. The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains. A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place. Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situationsan uncommon and valuable feature for mountain living. Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both. An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat. Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.

Details

MLS #4394477
Listing TypeFor Sale
StyleHouse
HOA Dues$50
Sub-TypeResale
StatusActive
Year2012
Days On Site82
Listing Provided ByKeller Williams Professionals | Carly Conley

Features

Bed(s)2
Bath(s) 3 Total
SQ Feet1,854
Garage1
BasementY
Story(s)1
Acreage0.95
Property ViewLong Range, Mountain(s), Year Ro

Interior

CoolingCentral Air
HeatingCentral
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator

Exterior

RoofMetal
Construction MaterialsLog
Foundation DetailsBasement
Lot FeaturesCleared, Rolling Slope, Views

Parking

Garage Yes / NoYes
Parking FeaturesDriveway, Attached Garage

Utilities

UtilitiesElectricity Connected, Satellite Internet Available

Location

Community FeaturesClubhouse, Outdoor Pool

Other

List AorCanopy Realtor Association

Taxes

Property237766

Area Information

StateNC
CountyBurke
CityMorganton
Zip Code28655
AreaBurke
Community NameSilver Creek Springs
School DistrictFreedom
Elementary SchoolW.A. Young
High SchoolFreedom
Listing VS Median (in Silver Creek Springs)
Price:
$369,900
low | high
Med:
$369,900
50% of Average
sqft:
1,854
low | high
Med:
1,854
50% of Average
$ / sqft:
$200
low | high
Med:
$200
50% of Average
On site:
82
low | high
Med:
82
100% of Average
Sourced by Back At You

Market Activity 28655

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 Listings courtesy of Canopy MLS as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of September 9, 2026 at 8:02:41 PM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Learn More About This Property

StateNC
CountyBurke
CityMorganton
Zip Code28655
AreaBurke
Community NameSilver Creek Springs
School DistrictFreedom
Elementary SchoolW.A. Young
High SchoolFreedom
Listing VS Median (in Silver Creek Springs)
Price:
$369,900
low | high
Med:
$369,900
50% of Average
sqft:
1,854
low | high
Med:
1,854
50% of Average
$ / sqft:
$200
low | high
Med:
$200
50% of Average
On site:
82
low | high
Med:
82
100% of Average
Sourced by Back At You
Listing Updated: August 16, 2026 at 9:43:04 AM PDT